:root{--ink:#10243a;--navy:#0a1b2d;--steel:#567087;--paper:#f4f1e9;--white:#fff;--gold:#f2ad28;--line:#cbd4da;--green:#1f6f5f;--shadow:0 18px 50px rgba(10,27,45,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit}img{max-width:100%}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.topbar{background:var(--gold);color:var(--navy);font-size:.85rem;font-weight:800;letter-spacing:.02em}.topbar .wrap{display:flex;justify-content:space-between;padding:8px 0}.site-header{position:sticky;top:0;z-index:20;background:rgba(10,27,45,.97);color:white;border-bottom:1px solid rgba(255,255,255,.12)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px}.mark{display:grid;place-items:center;width:42px;height:42px;border:2px solid var(--gold);transform:rotate(45deg);font-weight:900}.mark span{transform:rotate(-45deg)}.brand strong{display:block;letter-spacing:.08em}.brand 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.88fr;gap:64px;align-items:center}.eyebrow{color:var(--gold);font-size:.78rem;font-weight:900;letter-spacing:.16em;text-transform:uppercase;margin:0 0 16px}.hero h1,.page-hero h1{font-size:clamp(2.7rem,6vw,5.2rem);line-height:.98;letter-spacing:-.045em;margin:0 0 24px;max-width:900px}.hero p{font-size:1.17rem;color:#d4dde4;max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.blueprint{position:relative;padding:24px;border:1px solid rgba(242,173,40,.55);background:rgba(255,255,255,.035);box-shadow:inset 0 0 0 8px rgba(255,255,255,.02)}.blueprint:before,.blueprint:after{content:"";position:absolute;background:var(--gold)}.blueprint:before{width:60px;height:2px;right:-24px;top:40px}.blueprint:after{height:60px;width:2px;left:38px;bottom:-24px}.bp-label{font:700 .68rem/1 monospace;letter-spacing:.14em;color:var(--gold);text-transform:uppercase}.bp-title{font-size:1.45rem;font-weight:800;margin:12px 0 20px}.bp-flow{display:grid;gap:10px}.bp-step{display:grid;grid-template-columns:35px 1fr;gap:12px;align-items:center;padding:11px;border:1px solid rgba(255,255,255,.18);background:rgba(7,18,30,.5)}.bp-step b{display:grid;place-items:center;aspect-ratio:1;border-radius:50%;background:var(--gold);color:var(--navy);font-size:.8rem}.bp-step span{font-size:.84rem;color:#dce4e9}.strip{background:white;border-bottom:1px solid var(--line)}.strip-grid{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:27px 24px;border-right:1px solid var(--line)}.stat:last-child{border:0}.stat strong{display:block;font-size:1.02rem}.stat span{font-size:.8rem;color:var(--steel)}section{padding:80px 0}.section-head{max-width:780px;margin-bottom:36px}.section-head h2{font-size:clamp(2rem,4vw,3.3rem);line-height:1.07;letter-spacing:-.035em;margin:8px 0 15px}.section-head p{font-size:1.08rem;color:#526578}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);padding:28px;box-shadow:0 3px 0 rgba(16,36,58,.05);position:relative}.card:before{content:"";position:absolute;left:0;top:0;width:52px;height:4px;background:var(--gold)}.card .num{font:800 .72rem monospace;color:var(--green)}.card h3{font-size:1.25rem;line-height:1.2;margin:14px 0 10px}.card p{font-size:.93rem;color:#5b6d7d}.card a{font-weight:800;text-decoration:none;border-bottom:2px solid var(--gold)}.dark{background:var(--navy);color:white}.dark .section-head p{color:#c0ccd6}.process{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:#32485d;border:1px solid #32485d}.process article{background:var(--navy);padding:26px 20px}.process b{display:grid;place-items:center;width:35px;height:35px;background:var(--gold);color:var(--navy);border-radius:50%;margin-bottom:18px}.process h3{font-size:1rem}.process p{font-size:.83rem;color:#b7c4ce}.fit{display:grid;grid-template-columns:1fr 1fr;gap:36px}.checklist{list-style:none;padding:0;margin:0}.checklist li{position:relative;padding:13px 0 13px 32px;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.panel{background:white;padding:35px;border:1px solid var(--line);box-shadow:var(--shadow)}.quote{font-size:1.4rem;line-height:1.45;margin:0}.note{font-size:.82rem;color:var(--steel)}.cta{background:var(--gold);padding:62px 0}.cta-grid{display:grid;grid-template-columns:1fr auto;align-items:center;gap:30px}.cta h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.05;margin:0}.cta p{margin:10px 0 0}.cta .btn{background:var(--navy);border-color:var(--navy);color:white}.site-footer{background:#071522;color:#c2ced7;padding:50px 0 28px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}.site-footer h3,.site-footer h4{color:white}.site-footer a{display:block;color:#c2ced7;text-decoration:none;margin:7px 0}.copyright{margin-top:35px;padding-top:20px;border-top:1px solid #263b4d;font-size:.78rem}.page-hero{background:var(--navy);color:white;padding:72px 0}.page-hero h1{font-size:clamp(2.5rem,5vw,4.5rem)}.page-hero p{max-width:760px;font-size:1.15rem;color:#c5d0d8}.article{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:54px}.prose h2{font-size:2rem;line-height:1.12;margin-top:0}.prose h3{font-size:1.25rem;margin-top:36px}.prose p,.prose li{color:#4d6072}.prose ul{padding-left:20px}.sidebar{position:sticky;top:105px;align-self:start}.kicker{font-size:.73rem;text-transform:uppercase;letter-spacing:.14em;font-weight:900;color:var(--green)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.contact-card{background:white;border:1px solid var(--line);padding:30px}.contact-card a{font-size:1.15rem;font-weight:850;text-decoration:none}.faq details{background:white;border:1px solid var(--line);padding:20px 24px;margin:10px 0}.faq summary{font-weight:850;cursor:pointer}.faq p{color:#526578}.mobile-toggle{display:none;background:transparent;color:white;border:1px solid #607185;padding:8px 11px}
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.resource-meta{font-size:.78rem;color:var(--steel);font-weight:750;text-transform:uppercase;letter-spacing:.08em}.prose .lead{font-size:1.16rem;color:var(--ink)}.prose .callout{background:white;border-left:5px solid var(--gold);padding:22px 24px;margin:30px 0}.prose a{font-weight:750;text-decoration-color:var(--gold);text-decoration-thickness:2px}.breadcrumb{font-size:.82rem;color:#c5d0d8;margin-bottom:16px}.breadcrumb a{color:white}.directory-intro{max-width:790px;margin-bottom:32px}